Minimum and maximum KYC portfolio clients can add ?Types of portfolios?

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There are two types of “paytm portfolios” as defined by the Reserve Bank of India.
1. Minimum Portfolio KYC
2. Complete portfolio KYC

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KYC Minimum Portfolio: “Minimum KYC Portfolio” clients must verify their mobile phone number and email (optional). “Minimum KYC portfolio clients can add a maximum of Rs 10,000″ within a calendar month in their portfolio. They can send money to other Paytm customers not exceeding Rs 25,000 in a calendar month. They can also send money from their “Paytm wallet “to any bank account not exceeding Rs 25,000 within a calendar month. The total amount of money that can be sent to another Paytm customer and to a bank account can not exceed Rs 25,000 within a calendar month.

KYC Complete Portfolio: Customers can update their “Paytm portfolio” by providing KYC documents prescribed by the Reserve Bank of India.

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Click here to learn how to upgrade your Paytm portfolio for free.

Full Paytm KYC Wallet clients “may hold up to Rs 100,000 in their paytm portfolios” at any time. There is no limit to the amount of money that can be added in a full “KYC Paytm portfolio” as long as the total amount in the “Paytm KYC portfolio” does not exceed Rs 100,000. This means that Full KYC Wallet customers can spend much more than Wallet minimum KYC customers and can also receive more cashback without exceeding the monthly limits of their portfolio. Customers of PAytm KYC Wallet may send money to other Paytm customers not exceeding Rs. 25,000 per calendar month. They can also send money from their “Paytm wallet”

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to any bank account not exceeding Rs 25,000 within a calendar month. The total amount of money that can be sent to another Paytm customer and to a bank account can not exceed Rs 25,000 within a calendar month.

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