Minimum and maximum KYC portfolio clients can add ?Types of portfolios?





There are two types of “paytm portfolios” as defined by the Reserve Bank of India.
1. Minimum Portfolio KYC
2. Complete portfolio KYC

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KYC Minimum Portfolio: “Minimum KYC Portfolio” clients must verify their mobile phone number and email (optional). “Minimum KYC portfolio clients can add a maximum of Rs 10,000″ within a calendar month in their portfolio. They can send money to other Paytm customers not exceeding Rs 25,000 in a calendar month. They can also send money from their “Paytm wallet “to any bank account not exceeding Rs 25,000 within a calendar month. The total amount of money that can be sent to another Paytm customer and to a bank account can not exceed Rs 25,000 within a calendar month.

KYC Complete Portfolio: Customers can update their “Paytm portfolio” by providing KYC documents prescribed by the Reserve Bank of India.

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Click here to learn how to upgrade your Paytm portfolio for free.

Full Paytm KYC Wallet clients “may hold up to Rs 100,000 in their paytm portfolios” at any time. There is no limit to the amount of money that can be added in a full “KYC Paytm portfolio” as long as the total amount in the “Paytm KYC portfolio” does not exceed Rs 100,000. This means that Full KYC Wallet customers can spend much more than Wallet minimum KYC customers and can also receive more cashback without exceeding the monthly limits of their portfolio. Customers of PAytm KYC Wallet may send money to other Paytm customers not exceeding Rs. 25,000 per calendar month. They can also send money from their “Paytm wallet”

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to any bank account not exceeding Rs 25,000 within a calendar month. The total amount of money that can be sent to another Paytm customer and to a bank account can not exceed Rs 25,000 within a calendar month.

How do I transfer Paytm money to my bank account?|Paytm FAQ




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Transfer Paytm money to my bank account

Method 1 – Transfer of cash to the bank account – Charges of 1% to 4% applicable.
Open the Paytm wallet (if you have not yet downloaded it for …)
Click “Bank A / C” option.
Fill in the name of the account holder.
Fill in the bank number A / C.
Click on the IFSC code. …
Press OK.
Fill in the amount between 500 and 5000 that you wish to transfer.
Click Send Money.

Download Paytm App here

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Limits to add money to Paytm Wallet

1. If you are a Paytm non-KYC client, you can add up to Rs.10000 in a calendar month to your portfolio.
2. If you are a PAytm KYC client, you can add any amount as long as your wallet balance does not exceed Rs.1,00,000 at any time.




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Click here to learn how to upgrade your Paytm portfolio for free.